Author: Muhammadiyev, Dilmurod Abdulhakim o‘g‘li

Annotation: Commercial banks play an important role in the financial system and the economy. They provide the economy and, if necessary, develop it. It should be noted that banking requires sufficient banking resources. The perfect organization and efficient use of bank resources is the basis for the efficient operation of any bank. In this article, the author discusses in detail these issues: the importance of commercial banks, their resources and the effective use of these resources.

Keywords: bank resources, credit resources, bank funds, borrowed funds, deposits, interbank loans, time deposits, bank balance, etc.