Author: Boymatova, Kamola Shamshiddin qizi

Annotation: A number of improvements can be made in order to increase the efficiency and productivity of microcrediting mechanisms for business entities. First, the creation of a comprehensive and transparent evaluation system for loan applicants ensures that financial assistance is provided to individuals and businesses with real needs and abilities. Second, the development of cooperation between microcredit organizations and business support organizations allows applicants to receive not only financial resources, but also valuable guidance and advice to optimize their business activities. In addition, the introduction of technology-based platforms for lending and payment will simplify the process, minimize administrative costs and ensure timely and convenient financial transactions. By combining these improvements, the microcredit system can effectively support entrepreneurs, stimulate entrepreneurship and contribute to economic growth.

Keywords: microcredit, small business, entrepreneurship, financial management, account, tax, income.

Pages in journal: 376 - 381